Medicare Supplement Rates in South Dakota
South Dakota offers some of the most affordable Medicare Supplement plans in the country. Because South Dakota Medigap plans are attained-age rated, your premiums will increase each year as you get older. Comparison shopping is essential to secure the best rate now and in the future.
South Dakota Average Monthly Rates (Age 65, Female Non-Smoker)
South Dakota Medicare Supplement Rates by Carrier
South Dakota carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Manhattan Life | $136/mo | $104/mo | $156/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $151/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $169/mo | A+ |
| United American | $134/mo | $102/mo | $154/mo | A |
| UnitedHealthcare (AARP) | $168/mo | $129/mo | $193/mo | A+ |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 South Dakota Savings Tip
Due to the attained-age rating system in South Dakota, your Medigap premiums will increase over time. Comparing rates annually and switching to a lower-cost plan can save you significantly over the long term.
Quick Savings Estimator
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How to Switch Medicare Supplements in South Dakota
You can switch Medicare Supplement plans in South Dakota at any time of year, provided you can pass medical underwriting unless you are in a guaranteed issue period. There is no birthday rule in South Dakota, so you'll need to qualify medically outside of a guaranteed issue window.
Compare rates
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Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
South Dakota Medicare Supplement Plans
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