Medicare Supplement Rates in New Jersey
In New Jersey, Medigap plans offer unique advantages due to community-rated pricing, meaning your premiums won't increase as you age. Plus, New Jersey's year-round guaranteed issue period allows you to switch plans at any time, providing flexibility to find the best coverage and rates for your needs.
New Jersey Average Monthly Rates (Age 65, Female Non-Smoker)
Community-Rated State
year-round guaranteed issue — NJ law allows switching at any time
New Jersey Medicare Supplement Rates by Carrier
New Jersey carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $176/mo | A |
| Humana | $155/mo | $119/mo | $180/mo | A- |
| Best ValueMutual of Omaha | $148/mo | $114/mo | $172/mo | A+ |
| UnitedHealthcare (AARP) | $168/mo | $129/mo | $195/mo | A+ |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 New Jersey Savings Tip
Thanks to New Jersey's community-rated pricing, you can secure a Medigap plan with premiums that don't increase as you age. Take advantage of the year-round guaranteed issue to shop around and switch to a lower-cost plan without medical underwriting.
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How to Switch Medicare Supplements in New Jersey
New Jersey offers a year-round guaranteed issue period for Medigap plans. This means you can switch plans at any time without having to answer health questions. This is a major advantage for New Jersey residents, as it allows you to find a better rate or more suitable coverage whenever your needs change.
Compare rates
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Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
New Jersey Medicare Supplement Plans
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