Medicare Supplement Rates in Colorado
Colorado's competitive Medigap market means you have excellent choices for Medicare Supplement insurance. Because Colorado uses attained-age rating, your premiums will increase each year as you get older, so it's important to compare rates regularly. With a large senior population, many carriers actively compete for your business.
Colorado Average Monthly Rates (Age 65, Female Non-Smoker)
Colorado Medicare Supplement Rates by Carrier
Colorado carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $181/mo | A |
| Aflac | $139/mo | $106/mo | $167/mo | A+ |
| CIGNA | $143/mo | $109/mo | $172/mo | A |
| Humana | $155/mo | $119/mo | $186/mo | A- |
| Manhattan Life | $136/mo | $104/mo | $163/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $158/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $177/mo | A+ |
| Best ValueUnited American | $134/mo | $102/mo | $161/mo | A |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 Colorado Savings Tip
Because Colorado Medigap plans use attained-age rating, your premiums will increase over time. Comparing rates annually and switching carriers can save you significant money, especially as you get older. Don't let rate increases eat away at your retirement budget!
Quick Savings Estimator
Enter your current monthly premium to see your potential savings.
How to Switch Medicare Supplements in Colorado
In Colorado, you can switch Medigap plans at any time of the year, but outside your initial enrollment or a guaranteed issue period, you may need to answer health questions to qualify. Take advantage of Colorado's competitive market to find the best rates and coverage for your needs.
Compare rates
See what other carriers charge for the exact same plan
Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
Colorado Medicare Supplement Plans
Ready to See What You Could Save in Colorado?
Our licensed Colorado agents compare rates from all top carriers — free, in minutes.
- Same exact coverage, lower price
- Takes less than 5 minutes
- No obligation, no spam
Free service · Licensed agents · No obligation