Medicare Supplement Rates in North Carolina
North Carolina's booming retirement population has made it a competitive market for Medicare Supplement (Medigap) plans. This means significant savings potential for those willing to compare their options. Keep in mind that North Carolina Medigap plans use attained-age rating, so premiums increase each year as you age.
North Carolina Average Monthly Rates (Age 65, Female Non-Smoker)
North Carolina Medicare Supplement Rates by Carrier
North Carolina carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $177/mo | A |
| Aflac | $139/mo | $106/mo | $164/mo | A+ |
| CIGNA | $143/mo | $109/mo | $168/mo | A |
| Humana | $155/mo | $119/mo | $182/mo | A- |
| Manhattan Life | $136/mo | $104/mo | $160/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $155/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $174/mo | A+ |
| Best ValueUnited American | $134/mo | $102/mo | $158/mo | A |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 North Carolina Savings Tip
Because North Carolina Medigap plans are 'attained-age' rated, your premiums will increase each year. Comparing rates annually and switching plans can help you combat this inevitable rate creep and potentially save hundreds of dollars per year.
Quick Savings Estimator
Enter your current monthly premium to see your potential savings.
How to Switch Medicare Supplements in North Carolina
You can switch Medicare Supplement plans in North Carolina at any time of year, but the best time to do so is during your Open Enrollment Period or if you qualify for a Guaranteed Issue right. Without a guaranteed issue right, you may be subject to medical underwriting.
Compare rates
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Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
North Carolina Medicare Supplement Plans
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