Medicare Supplement Plan G Rates in South Dakota
Plan G is the most popular Medicare supplement for new enrollees. It covers virtually everything Medicare doesn't, except the Part B deductible ($240/year in 2024). In South Dakota, Plan G rates average around $124/month for age 65 — but prices vary significantly by carrier.
Compare South Dakota Plan G Rates →✅ What Plan G Covers
- ✓ Part A hospital coinsurance and costs up to an additional 365 days after Medicare benefits are exhausted
- ✓ Part A hospice care coinsurance or copayment
- ✓ Part A deductible ($1,632 in 2024)
- ✓ Part B coinsurance or copayment (20% after deductible)
- ✓ Part B excess charges
- ✓ Skilled nursing facility care coinsurance
- ✓ First three pints of blood
- ✓ 80% of foreign travel emergency care (up to plan limits)
❌ What Plan G Does NOT Cover
- ✗ Medicare Part B deductible ($240 in 2024)
- ✗ Prescription drugs (requires separate Part D plan)
- ✗ Dental, vision, hearing
- ✗ Long-term care
South Dakota Plan G Rates by Carrier
South Dakota Plan G — age 65, female non-smoker estimates
Carrier | Monthly Rate | Rating |
|---|---|---|
| Manhattan Life | — | A- |
| Best ValueMedico | — | A |
| Mutual of Omaha | — | A+ |
| United American | — | A |
| UnitedHealthcare (AARP) | — | A+ |
South Dakota Plan G Rate Ranges by Age
| Age | Monthly Range | Annual Range |
|---|---|---|
| Age 65 | $109–$146/mo | $1,308–$1,752/yr |
| Age 68 | $122–$164/mo | $1,464–$1,968/yr |
| Age 70 | $131–$176/mo | $1,572–$2,112/yr |
| Age 72 | $142–$190/mo | $1,704–$2,280/yr |
| Age 75 | $161–$217/mo | $1,932–$2,604/yr |
| Age 78 | $186–$249/mo | $2,232–$2,988/yr |
| Age 80 | $204–$274/mo | $2,448–$3,288/yr |
How Plan G Compares
Plan G vs Plan N: Plan G costs $30-50/more per month but eliminates copays at doctor visits. Worth it if you visit specialists often. Plan G vs Plan F: Identical coverage except Plan G doesn't cover the Part B deductible ($240). Plan G is typically $40-70 cheaper monthly, making it mathematically superior for most people.
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