Medicare Supplement Rates in Arizona
In Arizona, Medigap plans are popular for covering healthcare costs not covered by Original Medicare. The state uses attained-age rating, meaning your premiums will increase over time as you get older. Arizona also has a birthday rule, giving you a special enrollment period each year.
Arizona Average Monthly Rates (Age 65, Female Non-Smoker)
Birthday Rule State
Arizona's birthday rule allows you a 30-day window after your birthday to switch to a Medigap plan with the same or lesser coverage without medical underwriting. This means you can change plans without having to answer health questions.
Arizona Medicare Supplement Rates by Carrier
Arizona carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $178/mo | A |
| Aflac | $139/mo | $106/mo | $165/mo | A+ |
| CIGNA | $143/mo | $109/mo | $169/mo | A |
| Humana | $155/mo | $119/mo | $182/mo | A- |
| Manhattan Life | $136/mo | $104/mo | $162/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $155/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $175/mo | A+ |
| Best ValueUnited American | $134/mo | $102/mo | $159/mo | A |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 Arizona Savings Tip
Since Arizona Medigap plans use attained-age rating, your premiums increase each year. Comparing rates annually and switching plans can help you manage costs as you age and keep your budget in check.
Quick Savings Estimator
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How to Switch Medicare Supplements in Arizona
Arizona offers a birthday rule, allowing you to switch Medigap plans without medical underwriting for a limited time each year. This is a great opportunity to find a better rate or coverage.
Compare rates
See what other carriers charge for the exact same plan
Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
Arizona Medicare Supplement Plans
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