Medicare Supplement Rates in South Carolina
South Carolina's large and growing senior population enjoys a competitive Medigap market, resulting in a good range of plan options and pricing. Keep in mind that South Carolina Medigap plans use attained-age rating, meaning your premiums will increase each year as you get older. South Carolina does not have a "birthday rule", so you can only switch plans outside of guaranteed issue periods.
South Carolina Average Monthly Rates (Age 65, Female Non-Smoker)
South Carolina Medicare Supplement Rates by Carrier
South Carolina carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $175/mo | A |
| Aflac | $139/mo | $106/mo | $160/mo | A+ |
| Anthem Blue Cross Blue Shield | $156/mo | $120/mo | $181/mo | A |
| CIGNA | $143/mo | $109/mo | $168/mo | A |
| Humana | $155/mo | $119/mo | $180/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $155/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $170/mo | A+ |
| Best ValueUnited American | $127/mo | $96/mo | $150/mo | A |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 South Carolina Savings Tip
Because South Carolina Medigap plans are attained-age rated, your premiums will increase over time. It's smart to shop the market every few years to ensure you're still getting the best rate for your coverage. Don't just set it and forget it!
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How to Switch Medicare Supplements in South Carolina
In South Carolina, you can switch Medicare Supplement plans at any time, but you'll typically need to pass medical underwriting unless you're in a guaranteed issue period. These periods include when you first enroll in Medicare Part B or lose coverage from a Medicare Advantage plan.
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Cancel old policy
Once new coverage starts, cancel your old plan
South Carolina Medicare Supplement Plans
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