Medicare Supplement Rates in Missouri
Missouri's central location fosters a competitive Medigap market, with numerous national carriers vying for your business. This competition translates to favorable rates for seniors who take the time to compare plans. Keep in mind that Missouri Medigap plans use attained-age rating, meaning your premiums will increase each year as you age.
Missouri Average Monthly Rates (Age 65, Female Non-Smoker)
Missouri Medicare Supplement Rates by Carrier
Missouri carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $178/mo | A |
| Aflac | $139/mo | $106/mo | $164/mo | A+ |
| CIGNA | $143/mo | $109/mo | $169/mo | A |
| Humana | $155/mo | $119/mo | $183/mo | A- |
| Manhattan Life | $136/mo | $104/mo | $161/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $156/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $175/mo | A+ |
| Best ValueUnited American | $134/mo | $102/mo | $159/mo | A |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 Missouri Savings Tip
Because Missouri Medigap plans are attained-age rated, your premiums will increase over time. Don't let rate increases lock you in! Regularly compare rates from different carriers to ensure you're getting the best possible deal. Switching plans can lead to significant savings, especially as you get older.
Quick Savings Estimator
Enter your current monthly premium to see your potential savings.
How to Switch Medicare Supplements in Missouri
You can switch Medicare Supplement plans in Missouri at any time of the year, as long as you can pass medical underwriting unless you are in a guaranteed issue period. There is NO birthday rule in Missouri, so it's crucial to proactively compare rates and take action when you find a better option.
Compare rates
See what other carriers charge for the exact same plan
Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
Missouri Medicare Supplement Plans
Ready to See What You Could Save in Missouri?
Our licensed Missouri agents compare rates from all top carriers — free, in minutes.
- Same exact coverage, lower price
- Takes less than 5 minutes
- No obligation, no spam
Free service · Licensed agents · No obligation