Medicare Supplement Rates in Iowa
Iowa's Medicare supplement market offers competitive rates, especially for seniors in rural areas. Because Iowa Medigap plans use an attained-age rating system, your premiums will increase each year as you get older, making it essential to shop around regularly.
Iowa Average Monthly Rates (Age 65, Female Non-Smoker)
Iowa Medicare Supplement Rates by Carrier
Iowa carrier rates — click headers to sort
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | $177/mo | A |
| Aflac | $139/mo | $106/mo | $164/mo | A+ |
| CIGNA | $143/mo | $109/mo | $168/mo | A |
| Humana | $155/mo | $119/mo | $181/mo | A- |
| Manhattan Life | $136/mo | $104/mo | $161/mo | A- |
| Best ValueMedico | $132/mo | $99/mo | $157/mo | A |
| Mutual of Omaha | $148/mo | $114/mo | $173/mo | A+ |
| Best ValueUnited American | $134/mo | $102/mo | $159/mo | A |
Rates are estimates for a 65-year-old female non-smoker. Actual rates vary by age, gender, and tobacco status.
💰 Iowa Savings Tip
Because Iowa Medigap plans are attained-age rated, your rates increase as you age. Comparing plans annually can save you hundreds as you get older. Switching to a lower-cost carrier can offset these increases.
Quick Savings Estimator
Enter your current monthly premium to see your potential savings.
How to Switch Medicare Supplements in Iowa
Iowa does not have a "birthday rule" that provides a guaranteed issue period each year. You can switch Medicare supplement plans at any time, but outside of a guaranteed issue period, you may have to answer health questions to enroll.
Compare rates
See what other carriers charge for the exact same plan
Apply with new carrier
Simple application, often approved same day
Cancel old policy
Once new coverage starts, cancel your old plan
Iowa Medicare Supplement Plans
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