Medicare Supplement Plan F Rates in New Jersey
Plan F provided the most comprehensive coverage available, including the Part B deductible. However, it's no longer available to new Medicare enrollees who became eligible after January 1, 2020. If you're already on Plan F, you can keep it. In New Jersey, Plan F rates average around $228/month for age 65 — but prices vary significantly by carrier.
Compare New Jersey Plan F Rates →✅ What Plan F Covers
- ✓ Part A hospital coinsurance and costs up to an additional 365 days after Medicare benefits are exhausted
- ✓ Part A hospice care coinsurance or copayment
- ✓ Part A deductible ($1,632 in 2024)
- ✓ Part B deductible ($240 in 2024)
- ✓ Part B coinsurance or copayment
- ✓ Part B excess charges
- ✓ Skilled nursing facility care coinsurance
- ✓ First three pints of blood
- ✓ 80% of foreign travel emergency care (up to plan limits)
❌ What Plan F Does NOT Cover
- ✗ Prescription drugs (requires separate Part D plan)
- ✗ Dental, vision, hearing
- ✗ Long-term care
New Jersey Plan F Rates by Carrier
New Jersey Plan F — age 65, female non-smoker estimates
Carrier | Monthly Rate | Rating |
|---|---|---|
| Best ValueAetna | — | A |
| Humana | — | A- |
| Mutual of Omaha | — | A+ |
| UnitedHealthcare (AARP) | — | A+ |
New Jersey Plan F Rate Ranges by Age
| Age | Monthly Range | Annual Range |
|---|---|---|
| Age 65 | $201–$269/mo | $2,412–$3,228/yr |
| Age 68 | $225–$301/mo | $2,700–$3,612/yr |
| Age 70 | $241–$323/mo | $2,892–$3,876/yr |
| Age 72 | $261–$350/mo | $3,132–$4,200/yr |
| Age 75 | $297–$398/mo | $3,564–$4,776/yr |
| Age 78 | $341–$457/mo | $4,092–$5,484/yr |
| Age 80 | $375–$503/mo | $4,500–$6,036/yr |
How Plan F Compares
Plan F vs Plan G: Plan F costs $40-70 more per month than Plan G but covers the $240 Part B deductible. You'd need to use it 2-3+ times per year for Plan F to make financial sense. Most people are better served by Plan G.
Quick Savings Estimator
Enter your current monthly premium to see your potential savings.
Find the Best Plan F Rate in New Jersey
Our licensed New Jersey agents compare all carriers offering Plan F — free, in minutes.
- Same exact coverage, lower price
- Takes less than 5 minutes
- No obligation, no spam
Free service · Licensed agents · No obligation