Medicare Supplement Rates in Memphis, TN
Welcome to Memphis, Tennessee! With approximately 138,000 seniors in the Memphis metro area, finding the right Medicare Supplement plan is an important decision. We're here to help Memphis residents navigate their Medicare options.
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As a Memphis senior, it's important to know that Tennessee uses an attained-age rating system, meaning your Medigap rates will increase as you get older. Also, Tennessee does not have a 'birthday rule,' so you can only change plans outside of open enrollment with medical underwriting unless you have a guaranteed issue right.
Memphis Medicare Supplement Rates by Carrier
Memphis, TN — rates for age 65 female
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | — | A |
| Aflac | $139/mo | $106/mo | — | A+ |
| CIGNA | $143/mo | $109/mo | — | A |
| Manhattan Life | $136/mo | $104/mo | — | A- |
| Best ValueMedico | $132/mo | $99/mo | — | A |
| Mutual of Omaha | $148/mo | $114/mo | — | A+ |
| United American | $134/mo | $102/mo | — | A |
Rates are estimates. Tennessee uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.
💰 Memphis Savings Tip
In the Memphis market, rates can vary significantly between carriers. Comparing quotes from multiple companies, like Medico, United American, and Aflac, can potentially save you hundreds of dollars per year. Don't settle for the first rate you see!
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