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Medicare Rates
Sioux Falls Metro Area

Medicare Supplement Rates in Sioux Falls, SD

Welcome to Sioux Falls! With approximately 42,000 seniors in the Sioux Falls metro area, you have plenty of neighbors also navigating their Medicare options. Let's explore how you can find the right Medicare supplement plan in Sioux Falls.

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Medicare in Sioux Falls

As a Sioux Falls resident, you should know that South Dakota uses attained-age rating for Medigap plans. This means your premiums will increase as you age. South Dakota does not have a birthday rule, so you can change plans anytime, but you may need to answer health questions.

Sioux Falls Medicare Supplement Rates by Carrier

Sioux Falls, SD — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Manhattan Life$136/mo$104/moA-
Best ValueMedico$132/mo$99/moA
Mutual of Omaha$148/mo$114/moA+
United American$134/mo$102/moA
UnitedHealthcare (AARP)$168/mo$129/moA+

Rates are estimates. South Dakota uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Sioux Falls Savings Tip

In the Sioux Falls market, Medico and United American tend to offer some of the most competitive rates. Comparing these carriers against more well-known options like Mutual of Omaha or AARP can potentially save you hundreds of dollars per year.

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Medicare Supplement FAQ: Sioux Falls, SD

In South Dakota, you can change your Medigap plan at any time during the year, but outside your initial enrollment, you may have to answer health questions to switch.