Medicare Supplement Rates in Rapid City, SD
Welcome to Rapid City, where we help the ~22,000 seniors in the Rapid City metro area navigate their Medicare options. Choosing the right Medicare supplement plan can feel overwhelming, but with the right information, you can find affordable coverage that fits your needs right here in Rapid City.
Get Rapid City Rates →Medicare in Rapid City
As a Rapid City resident, it's important to understand that South Dakota uses attained-age rating for Medicare supplements. This means your premiums will increase as you age. Also, South Dakota does not have a 'birthday rule,' so you can change plans at any time of year, but you may need to answer health questions to do so.
Rapid City Medicare Supplement Rates by Carrier
Rapid City, SD — rates for age 65 female
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Manhattan Life | $136/mo | $104/mo | — | A- |
| Best ValueMedico | $132/mo | $99/mo | — | A |
| Mutual of Omaha | $148/mo | $114/mo | — | A+ |
| United American | $134/mo | $102/mo | — | A |
| UnitedHealthcare (AARP) | $168/mo | $129/mo | — | A+ |
Rates are estimates. South Dakota uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.
💰 Rapid City Savings Tip
Because rates can vary significantly in the Rapid City market, be sure to compare quotes from multiple carriers. Don't assume the biggest name offers the best price – smaller, regional companies often provide excellent value for Rapid City seniors.
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