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Medicare Rates
Trenton-Princeton Metro Area

Medicare Supplement Rates in Trenton, NJ

Welcome to Trenton! As a senior in the Trenton-Princeton metro area, with around 24,000 residents over 65, you have several choices when it comes to Medicare Supplement plans. These plans can help cover the gaps in your Medicare coverage, offering financial security and peace of mind.

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Medicare in Trenton

New Jersey is a community-rated state, meaning your Medigap premiums won't increase as you age. This offers stability for Trenton seniors. Also, New Jersey does not have a 'birthday rule,' so you can only change your Medigap plan under certain circumstances.

Trenton Medicare Supplement Rates by Carrier

Trenton, NJ — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Humana$155/mo$119/moA-
Best ValueMutual of Omaha$148/mo$114/moA+
UnitedHealthcare (AARP)$168/mo$129/moA+

Rates are estimates. New Jersey uses community-rated rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Trenton Savings Tip

Because Trenton is part of the community-rated New Jersey market, premiums are very competitive. Comparing rates between carriers like Mutual of Omaha, Aetna, and Humana can potentially save you hundreds of dollars per year on equivalent coverage.

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Medicare Supplement FAQ: Trenton, NJ

In Trenton, as in all of New Jersey, community rating means your Medigap premium is not based on your age. This provides predictable, stable rates as you get older.