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Medicare Rates
New York-Newark-Jersey City Metro Area

Medicare Supplement Rates in Jersey City, NJ

Welcome to Jersey City! As a senior in the New York-Newark-Jersey City metro area, you have several choices when it comes to Medicare Supplement plans. With approximately 42,000 residents over 65 in Jersey City, finding the right coverage is an important decision.

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Medicare in Jersey City

In Jersey City, as in all of New Jersey, Medicare Supplement plans are community-rated. This means your premiums won't increase as you age. New Jersey also does not have a 'birthday rule,' so you can change plans at any time, but you may need to go through medical underwriting.

Jersey City Medicare Supplement Rates by Carrier

Jersey City, NJ — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Humana$155/mo$119/moA-
Best ValueMutual of Omaha$148/mo$114/moA+
UnitedHealthcare (AARP)$168/mo$129/moA+

Rates are estimates. New Jersey uses community-rated rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Jersey City Savings Tip

Since rates are community-rated in New Jersey, you can save money in the long run by choosing the lowest-cost plan available today. In the Jersey City market, rates can vary significantly between carriers for the same coverage, so be sure to shop around.

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Medicare Supplement FAQ: Jersey City, NJ

Consider your budget, health needs, and risk tolerance. Compare rates from different carriers, and don't hesitate to seek advice from a licensed insurance agent familiar with the Jersey City market.