Medicare Supplement Rates in St. Louis, MO
Welcome to St. Louis, Missouri! With approximately 145,000 seniors in the St. Louis metro area, finding the right Medicare Supplement plan is an important decision. We're here to help St. Louis residents navigate their Medigap options.
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As a St. Louis senior, it's important to understand Missouri's attained-age rating system for Medigap plans, meaning your premiums will increase as you age. Unlike some states, Missouri does not have a 'birthday rule,' so you can change plans anytime, but you may need to answer health questions to switch.
St. Louis Medicare Supplement Rates by Carrier
St. Louis, MO — rates for age 65 female
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | — | A |
| Aflac | $139/mo | $106/mo | — | A+ |
| CIGNA | $143/mo | $109/mo | — | A |
| Manhattan Life | $136/mo | $104/mo | — | A- |
| Best ValueMedico | $132/mo | $99/mo | — | A |
| Mutual of Omaha | $148/mo | $114/mo | — | A+ |
| United American | $134/mo | $102/mo | — | A |
Rates are estimates. Missouri uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.
💰 St. Louis Savings Tip
The St. Louis Medigap market offers a range of options. Comparing rates from multiple carriers can lead to significant savings. Because rates increase as you age under Missouri's attained-age system, locking in a lower rate now can save you money long-term.
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