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Medicare Rates
Lexington-Fayette Metro Area

Medicare Supplement Rates in Lexington, KY

Welcome to Lexington, Kentucky, where over 72,000 seniors call the Lexington-Fayette metro area home. As you navigate your Medicare options, understanding your supplement choices is key. We're here to help Lexington residents find the right Medigap plan for their healthcare needs.

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Medicare in Lexington

As a Lexington senior, it's important to know that Kentucky uses an attained-age rating system for Medicare Supplement plans. This means your premiums will increase as you age. Also, Kentucky does not have a birthday rule, so you can only change plans outside of open enrollment with medical underwriting.

Lexington Medicare Supplement Rates by Carrier

Lexington, KY — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Aflac$139/mo$106/moA+
Anthem Blue Cross Blue Shield$156/mo$120/moA
CIGNA$143/mo$109/moA
Best ValueMedico$132/mo$99/moA
Mutual of Omaha$148/mo$114/moA+
United American$134/mo$102/moA

Rates are estimates. Kentucky uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Lexington Savings Tip

Lexington's competitive Medigap market means you have a real opportunity to save. By comparing rates from multiple carriers, Lexington residents can potentially save hundreds of dollars per year on their Medicare Supplement coverage. Don't settle for the first quote you receive!

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Medicare Supplement FAQ: Lexington, KY

With attained-age rating, your premiums start lower but increase over time as you age. This is different from issue-age or community-rated plans, so it's crucial to factor in potential future premium increases when choosing a plan in Lexington.