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Medicare Supplement Plan F Rates in Kansas

Plan F provided the most comprehensive coverage available, including the Part B deductible. However, it's no longer available to new Medicare enrollees who became eligible after January 1, 2020. If you're already on Plan F, you can keep it. In Kansas, Plan F rates average around $156/month for age 65 — but prices vary significantly by carrier.

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✅ What Plan F Covers

  • Part A hospital coinsurance and costs up to an additional 365 days after Medicare benefits are exhausted
  • Part A hospice care coinsurance or copayment
  • Part A deductible ($1,632 in 2024)
  • Part B deductible ($240 in 2024)
  • Part B coinsurance or copayment
  • Part B excess charges
  • Skilled nursing facility care coinsurance
  • First three pints of blood
  • 80% of foreign travel emergency care (up to plan limits)

❌ What Plan F Does NOT Cover

  • Prescription drugs (requires separate Part D plan)
  • Dental, vision, hearing
  • Long-term care

Kansas Plan F Rates by Carrier

Kansas Plan F — age 65, female non-smoker estimates

Carrier
Monthly Rate
Rating
AetnaA
AflacA+
CIGNAA
HumanaA-
Manhattan LifeA-
Best ValueMedicoA
Mutual of OmahaA+
United AmericanA
UnitedHealthcare (AARP)A+

Kansas Plan F Rate Ranges by Age

AgeMonthly RangeAnnual Range
Age 65$137–$184/mo$1,644–$2,208/yr
Age 68$154–$206/mo$1,848–$2,472/yr
Age 70$165–$221/mo$1,980–$2,652/yr
Age 72$178–$239/mo$2,136–$2,868/yr
Age 75$203–$272/mo$2,436–$3,264/yr
Age 78$233–$313/mo$2,796–$3,756/yr
Age 80$257–$344/mo$3,084–$4,128/yr

How Plan F Compares

Plan F vs Plan G: Plan F costs $40-70 more per month than Plan G but covers the $240 Part B deductible. You'd need to use it 2-3+ times per year for Plan F to make financial sense. Most people are better served by Plan G.

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Plan F FAQ — Kansas

Plan F rates in Kansas average around $156/month for a 65-year-old female non-smoker. Some carriers charge 30–40% more than others for identical coverage.