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Medicare Rates
Des Moines-West Des Moines Metro Area

Medicare Supplement Rates in Des Moines, IA

Welcome to Des Moines! With a growing senior population of approximately 68,000 in the Des Moines-West Des Moines metro area, finding the right Medicare coverage is essential. This page provides information about Medicare Supplement plans available to Des Moines residents to help you navigate your healthcare choices.

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Medicare in Des Moines

As a Des Moines resident, it's important to understand that Iowa uses attained-age rating for Medicare Supplement plans. This means your premiums will increase as you age. Also, Iowa does not have a 'birthday rule,' so you can only change plans outside of open enrollment with medical underwriting.

Des Moines Medicare Supplement Rates by Carrier

Des Moines, IA — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Aflac$139/mo$106/moA+
CIGNA$143/mo$109/moA
Manhattan Life$136/mo$104/moA-
Best ValueMedico$132/mo$99/moA
Mutual of Omaha$148/mo$114/moA+
United American$134/mo$102/moA

Rates are estimates. Iowa uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Des Moines Savings Tip

In the Des Moines area, Medico offers some of the most competitive Plan G and Plan N rates. Comparing rates from multiple carriers available in Iowa can potentially save you hundreds of dollars per year.

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Medicare Supplement FAQ: Des Moines, IA

Yes, Medicare Supplement plans are standardized, so Plan G from one carrier offers the same coverage as Plan G from another carrier in Iowa. The main difference is the premium and the insurance company's financial rating.