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Medicare Rates
Tampa-St. Petersburg-Clearwater Metro Area

Medicare Supplement Rates in St. Petersburg, FL

Welcome to St. Petersburg, Florida! As part of the Tampa-St. Petersburg-Clearwater metro area, St. Pete is a popular place for seniors, with approximately 98,000 residents aged 65 and over. If you're looking for Medicare Supplement insurance in St. Petersburg, here's what you should know.

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Medicare in St. Petersburg

As a St. Petersburg resident, your Medicare Supplement rates are 'attained-age' rated, meaning they increase as you age. Fortunately, Florida has a 'birthday rule' allowing you to switch Medigap plans within 30 days of your birthday without medical underwriting.

St. Petersburg Medicare Supplement Rates by Carrier

St. Petersburg, FL — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Aflac$139/mo$106/moA+
CIGNA$143/mo$109/moA
Humana$155/mo$119/moA-
Best ValueMedico$132/mo$99/moA
Mutual of Omaha$148/mo$114/moA+
United American$134/mo$102/moA

Rates are estimates. Florida uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 St. Petersburg Savings Tip

The St. Petersburg market has a wide range of Medigap options. Comparing rates from multiple carriers is essential to ensure you're not overpaying. With some carriers significantly cheaper than others, St. Pete residents can save hundreds annually by shopping around.

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Medicare Supplement FAQ: St. Petersburg, FL

In Florida, Medigap plans are 'attained-age' rated, meaning your premiums will increase as you get older. These increases reflect your increasing healthcare costs as you age. However, they do not change due to health.