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Medicare Rates
Port St. Lucie Metro Area

Medicare Supplement Rates in Port St. Lucie, FL

Welcome to Port St. Lucie, where over 65,000 seniors call the Treasure Coast home. As you navigate your Medicare options in the Port St. Lucie metro area, understanding your supplement choices is key to securing comprehensive healthcare coverage. Let's explore the Medigap landscape available to you.

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Medicare in Port St. Lucie

As a Port St. Lucie resident, it's important to know that Florida Medigap plans are 'attained-age' rated, meaning your premiums will increase as you get older. Fortunately, Florida has a 'birthday rule,' allowing you to switch Medigap plans without medical underwriting for 30 days after your birthday each year.

Port St. Lucie Medicare Supplement Rates by Carrier

Port St. Lucie, FL — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Aflac$139/mo$106/moA+
CIGNA$143/mo$109/moA
Manhattan Life$136/mo$104/moA-
Best ValueMedico$132/mo$99/moA
Mutual of Omaha$148/mo$114/moA+
United American$134/mo$102/moA

Rates are estimates. Florida uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Port St. Lucie Savings Tip

Take advantage of Port St. Lucie's competitive Medigap market by comparing rates annually. With the birthday rule in effect, you have a guaranteed opportunity each year to explore more affordable options without health restrictions. Savings of $20-$40/month are often possible by switching carriers.

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Medicare Supplement FAQ: Port St. Lucie, FL

In Port St. Lucie, as in the rest of Florida, Medigap premiums increase as you age with an attained-age policy. Your initial premium will likely be lower than with other rating methods, but it's important to budget for annual increases.