Medicare Supplement Plan G Rates in Florida
Plan G is the most popular Medicare supplement for new enrollees. It covers virtually everything Medicare doesn't, except the Part B deductible ($240/year in 2024). In Florida, Plan G rates average around $152/month for age 65 — but prices vary significantly by carrier.
Compare Florida Plan G Rates →✅ What Plan G Covers
- ✓ Part A hospital coinsurance and costs up to an additional 365 days after Medicare benefits are exhausted
- ✓ Part A hospice care coinsurance or copayment
- ✓ Part A deductible ($1,632 in 2024)
- ✓ Part B coinsurance or copayment (20% after deductible)
- ✓ Part B excess charges
- ✓ Skilled nursing facility care coinsurance
- ✓ First three pints of blood
- ✓ 80% of foreign travel emergency care (up to plan limits)
❌ What Plan G Does NOT Cover
- ✗ Medicare Part B deductible ($240 in 2024)
- ✗ Prescription drugs (requires separate Part D plan)
- ✗ Dental, vision, hearing
- ✗ Long-term care
Florida Plan G Rates by Carrier
Florida Plan G — age 65, female non-smoker estimates
Carrier | Monthly Rate | Rating |
|---|---|---|
| Aetna | — | A |
| Aflac | — | A+ |
| CIGNA | — | A |
| Humana | — | A- |
| Manhattan Life | — | A- |
| Best ValueMedico | — | A |
| Mutual of Omaha | — | A+ |
| United American | — | A |
| UnitedHealthcare (AARP) | — | A+ |
Florida Plan G Rate Ranges by Age
| Age | Monthly Range | Annual Range |
|---|---|---|
| Age 65 | $134–$179/mo | $1,608–$2,148/yr |
| Age 68 | $150–$201/mo | $1,800–$2,412/yr |
| Age 70 | $161–$215/mo | $1,932–$2,580/yr |
| Age 72 | $174–$233/mo | $2,088–$2,796/yr |
| Age 75 | $198–$265/mo | $2,376–$3,180/yr |
| Age 78 | $227–$305/mo | $2,724–$3,660/yr |
| Age 80 | $250–$335/mo | $3,000–$4,020/yr |
How Plan G Compares
Plan G vs Plan N: Plan G costs $30-50/more per month but eliminates copays at doctor visits. Worth it if you visit specialists often. Plan G vs Plan F: Identical coverage except Plan G doesn't cover the Part B deductible ($240). Plan G is typically $40-70 cheaper monthly, making it mathematically superior for most people.
Quick Savings Estimator
Enter your current monthly premium to see your potential savings.
Find the Best Plan G Rate in Florida
Our licensed Florida agents compare all carriers offering Plan G — free, in minutes.
- Same exact coverage, lower price
- Takes less than 5 minutes
- No obligation, no spam
Free service · Licensed agents · No obligation