Medicare Supplement Rates in Miami, FL
Welcome to Miami, where over 248,000 seniors call the Miami-Fort Lauderdale-Pompano Beach metro area home. With a significant portion of the population over 65, finding the right Medicare supplement plan is an important decision for Miamians. Let us help you navigate your options.
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As a Miami resident, your Medicare supplement rates are based on your current age with Florida's attained-age rating system, meaning rates increase as you get older. Fortunately, Florida has a 'birthday rule,' allowing you 30 days after your birthday to switch plans without medical underwriting, if you find a better rate.
Miami Medicare Supplement Rates by Carrier
Miami, FL — rates for age 65 female
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $151/mo | $116/mo | — | A |
| Aflac | $139/mo | $106/mo | — | A+ |
| CIGNA | $143/mo | $109/mo | — | A |
| Humana | $155/mo | $119/mo | — | A- |
| Best ValueMedico | $132/mo | $99/mo | — | A |
| Mutual of Omaha | $148/mo | $114/mo | — | A+ |
| United American | $134/mo | $102/mo | — | A |
Rates are estimates. Florida uses attained-age rating. Actual rates vary by age, gender, tobacco status, and underwriting.
💰 Miami Savings Tip
In the competitive Miami Medicare supplement market, rates can vary significantly between carriers. Take advantage of your 30-day birthday rule to shop the market each year. You could save hundreds of dollars annually just by comparing rates!
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