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Medicare Supplement Plan G Rates in Delaware

Plan G is the most popular Medicare supplement for new enrollees. It covers virtually everything Medicare doesn't, except the Part B deductible ($240/year in 2024). In Delaware, Plan G rates average around $148/month for age 65 — but prices vary significantly by carrier.

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✅ What Plan G Covers

  • Part A hospital coinsurance and costs up to an additional 365 days after Medicare benefits are exhausted
  • Part A hospice care coinsurance or copayment
  • Part A deductible ($1,632 in 2024)
  • Part B coinsurance or copayment (20% after deductible)
  • Part B excess charges
  • Skilled nursing facility care coinsurance
  • First three pints of blood
  • 80% of foreign travel emergency care (up to plan limits)

❌ What Plan G Does NOT Cover

  • Medicare Part B deductible ($240 in 2024)
  • Prescription drugs (requires separate Part D plan)
  • Dental, vision, hearing
  • Long-term care

Delaware Plan G Rates by Carrier

Delaware Plan G — age 65, female non-smoker estimates

Carrier
Monthly Rate
Rating
Best ValueAetnaA
HumanaA-
Mutual of OmahaA+
UnitedHealthcare (AARP)A+

Delaware Plan G Rate Ranges by Age

AgeMonthly RangeAnnual Range
Age 65$130–$175/mo$1,560–$2,100/yr
Age 68$146–$196/mo$1,752–$2,352/yr
Age 70$156–$210/mo$1,872–$2,520/yr
Age 72$169–$227/mo$2,028–$2,724/yr
Age 75$193–$258/mo$2,316–$3,096/yr
Age 78$221–$297/mo$2,652–$3,564/yr
Age 80$244–$327/mo$2,928–$3,924/yr

How Plan G Compares

Plan G vs Plan N: Plan G costs $30-50/more per month but eliminates copays at doctor visits. Worth it if you visit specialists often. Plan G vs Plan F: Identical coverage except Plan G doesn't cover the Part B deductible ($240). Plan G is typically $40-70 cheaper monthly, making it mathematically superior for most people.

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Plan G FAQ — Delaware

Plan G rates in Delaware average around $148/month for a 65-year-old female non-smoker. Some carriers charge 30–40% more than others for identical coverage.