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AM Best: AEst. 1947

United American Medicare Supplement Review

United American has been serving Medicare beneficiaries for decades with competitive rates and solid service.

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Pros

  • Competitive pricing
  • Long history in Medicare market
  • Multiple plan options
  • Texas roots — strong in South

Cons

  • Less recognized outside South/Midwest
  • Online tools less advanced than larger carriers

Best For

Seniors in Southern and Midwestern states looking for competitive pricing from a dedicated Medicare insurer.

United American Rates by State

United American monthly rates — age 65, female

Carrier
Monthly Rate
Rating
Arizona$134/moAZ
Colorado$134/moCO
Florida$134/moFL
Georgia$134/moGA
Iowa$134/moIA
Kansas$134/moKS
Kentucky$134/moKY
Missouri$134/moMO
Nebraska$134/moNE
North Carolina$134/moNC
Ohio$134/moOH
South Carolina$134/moSC
South Dakota$134/moSD
Tennessee$134/moTN
Texas$134/moTX

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Our Verdict

United American is a well-rated carrier with a strong track record. Seniors in Southern and Midwestern states looking for competitive pricing from a dedicated Medicare insurer. That said, Medicare supplement coverage is identical across all carriers — so the most important factor is price. We always recommend comparing United American's rates against alternatives in your state before enrolling or renewing.

Compare Alternatives

Mutual of Omaha

Mutual of Omaha (AM Best: A+) averages $148/month for Plan G — comparable to United American.

Medico

Medico (AM Best: A) averages $132/month for Plan G — about $2/month less than United American.

Aetna

Aetna (AM Best: A) averages $151/month for Plan G — comparable to United American.

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United American Medicare Supplement FAQ

United American has an AM Best rating of A, indicating excellent financial strength. They've been in business since 1947. Seniors in Southern and Midwestern states looking for competitive pricing from a dedicated Medicare insurer.