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AM Best: AEst. 1982

CIGNA Medicare Supplement Review

CIGNA brings its global health insurance expertise to Medicare supplements, offering competitive rates and strong financial stability.

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Pros

  • Strong financial ratings
  • Competitive pricing in key states
  • Good online tools
  • Household discounts

Cons

  • Fewer plan options than some competitors
  • Not in all HH states

Best For

Seniors in states where CIGNA is particularly competitive, often beating larger competitors on price.

CIGNA Rates by State

CIGNA monthly rates — age 65, female

Carrier
Monthly Rate
Rating
Arizona$143/moAZ
California$143/moCA
Colorado$143/moCO
Florida$143/moFL
Georgia$143/moGA
Iowa$143/moIA
Kansas$143/moKS
Kentucky$143/moKY
Missouri$143/moMO
North Carolina$143/moNC
Ohio$143/moOH
South Carolina$143/moSC
Tennessee$143/moTN
Texas$143/moTX

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Our Verdict

CIGNA is a well-rated carrier with a strong track record. Seniors in states where CIGNA is particularly competitive, often beating larger competitors on price. That said, Medicare supplement coverage is identical across all carriers — so the most important factor is price. We always recommend comparing CIGNA's rates against alternatives in your state before enrolling or renewing.

Compare Alternatives

Mutual of Omaha

Mutual of Omaha (AM Best: A+) averages $148/month for Plan G — comparable to CIGNA.

Medico

Medico (AM Best: A) averages $132/month for Plan G — about $11/month less than CIGNA.

Aetna

Aetna (AM Best: A) averages $151/month for Plan G — comparable to CIGNA.

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CIGNA Medicare Supplement FAQ

CIGNA has an AM Best rating of A, indicating excellent financial strength. They've been in business since 1982. Seniors in states where CIGNA is particularly competitive, often beating larger competitors on price.