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Medicare Rates
San Francisco-Oakland-Fremont Metro Area

Medicare Supplement Rates in San Francisco, CA

Welcome to San Francisco! With approximately 148,000 seniors in the San Francisco-Oakland-Fremont metro area, finding the right Medicare Supplement plan is an important decision. Our guide provides local insights to help San Francisco residents navigate their Medicare options.

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Medicare in San Francisco

As a San Francisco senior, you benefit from California's community-rated system, meaning your premiums aren't directly tied to your age. Also, California's birthday rule allows you to switch Medicare Supplement plans within 60 days of your birthday without medical underwriting.

San Francisco Medicare Supplement Rates by Carrier

San Francisco, CA — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$153/mo$118/moA
Aflac$141/mo$108/moA+
Anthem Blue Cross Blue Shield$158/mo$122/moA
Best ValueCIGNA$145/mo$111/moA
Humana$157/mo$121/moA-
Mutual of Omaha$150/mo$116/moA+
UnitedHealthcare (AARP)$170/mo$131/moA+

Rates are estimates. California uses community-rated rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 San Francisco Savings Tip

San Francisco's competitive insurance market means rates can vary. By comparing quotes from multiple carriers, San Francisco residents can often find significant savings on their monthly premiums. Don't settle for the first quote you receive!

Quick Savings Estimator

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Medicare Supplement FAQ: San Francisco, CA

Because of community rating, your premiums are based on the overall risk of the community, not your individual age. This can be beneficial as you get older, preventing large premium jumps.