Medicare Supplement Rates in San Diego, CA
Welcome to San Diego! With approximately 280,000 seniors in the San Diego-Chula Vista-Carlsbad metro area, finding the right Medicare coverage is essential. Medicare Supplement plans, also called Medigap, can help cover what Medicare doesn't.
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As a San Diego resident, you benefit from California's community-rated system, meaning your Medigap rates won't increase due to age. Plus, California's birthday rule allows you to switch Medigap plans within 60 days of your birthday each year without medical underwriting.
San Diego Medicare Supplement Rates by Carrier
San Diego, CA — rates for age 65 female
Carrier | Plan G | Plan N | Plan F | Rating |
|---|---|---|---|---|
| Aetna | $164/mo | $126/mo | — | A |
| Aflac | $151/mo | $115/mo | — | A+ |
| Anthem Blue Cross Blue Shield | $169/mo | $132/mo | — | A |
| Best ValueCIGNA | $155/mo | $118/mo | — | A |
| Humana | $168/mo | $130/mo | — | A- |
| Mutual of Omaha | $161/mo | $123/mo | — | A+ |
| UnitedHealthcare (AARP) | $182/mo | $143/mo | — | A+ |
Rates are estimates. California uses community-rated rating. Actual rates vary by age, gender, tobacco status, and underwriting.
💰 San Diego Savings Tip
San Diego's competitive insurance market means Medigap rates can vary. Comparing quotes from multiple carriers can potentially save you hundreds of dollars per year. Don't settle for the first rate you see!
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