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Medicare Rates
Sacramento-Roseville-Folsom Metro Area

Medicare Supplement Rates in Sacramento, CA

Welcome to Sacramento! With a large senior population in the Sacramento-Roseville-Folsom metro area, finding the right Medicare Supplement plan is an important decision. This page provides information to help Sacramento seniors navigate their Medigap options.

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Medicare in Sacramento

As a Sacramento resident, you benefit from California's community-rated system, meaning your Medigap rates aren't based on your individual health. Plus, California's birthday rule gives you a 60-day window around your birthday to switch Medigap plans without medical underwriting.

Sacramento Medicare Supplement Rates by Carrier

Sacramento, CA — rates for age 65 female

Carrier
Plan G
Plan N
Plan F
Rating
Aetna$151/mo$116/moA
Best ValueAflac$139/mo$106/moA+
Anthem Blue Cross Blue Shield$156/mo$120/moA
CIGNA$143/mo$109/moA
Humana$155/mo$119/moA-
Mutual of Omaha$148/mo$114/moA+
UnitedHealthcare (AARP)$168/mo$129/moA+

Rates are estimates. California uses community-rated rating. Actual rates vary by age, gender, tobacco status, and underwriting.

💰 Sacramento Savings Tip

With a competitive Medigap market in Sacramento, take advantage of the birthday rule to shop around each year. Comparing rates from multiple carriers could save you hundreds of dollars annually, especially with the number of options available in the Sacramento area.

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Medicare Supplement FAQ: Sacramento, CA

Because California is community-rated, your Medigap premiums are based on the overall risk pool in the Sacramento area, not your individual health history. This can be advantageous if you have pre-existing conditions.